Getting back on track

As many of you have noticed it has been a while since I’ve posted anything on this site.

What the heck happened, you asked? I’ve gotten lazy and went off the path and plan I had. I have started to loose papers and came close to almost forgetting to pay my insurance. Spent almost all the money in my checking account on fast food cause I was to lazy to fix lunch. The system I had I wasn’t following it and it was fixing to only get worst with needed repairs on my vehicle pushing me into using all of my emergency fund, all 200 of it and putting the rest on credit.

So now it’s back to the drawing board to figure out what went wrong. I also need to make improvement with the system I have, it got to me the most since my business uses my system and I was starting to loose paperwork, the wake up call. Which to be honest I should have seen this coming moving the box of the stuff to do.

Now on the plus side I have done my taxes and I did meet my gross income goal for 2012. I will be getting a personal income tax refund of about $1,000. So at least that part of my plan did good. I do plan on saving my refund for my college expense as I’m expecting to pay over $1,400 for the 2013-2014 school year so every penny will help. Which I’ve half way kept on my college savings plan, but its way short of the $300 a month I was wanting to do and it consists of saving at the gross income level of my business.

So look forward to March being a month of articles and ways I need to improve. How often I do not know although my spring break is in a week or two so that will be a full week. As always if you have any ideas you would like to share just drop me a comment.