2013 Recap

It’s been a while since I’ve posted anything on this site, so I’m going to just list the major changes or events.

  • Since the start of the year I’ve gotten a credit card which I’ve ranged some pretty big bills on, but I’m still paying it off in full each month. But sometimes it’s like I’m putting my entire paycheck towards a credit card bill which isn’t a good thing.
  • I managed to pay for my first semester in a University without using a student loan or a payment plan. Except for the textbooks I got using an Amazon store card which I had enough books ordered that Amazon gave me 6 months no interest to pay it off which I did several months before it came due.
  • There was a winter storm in December and I slid off the road right into a ditch stopping in a field. So far it’s costed over $1,200 and I have trouble shifting into Reverse now, so not to sure what to think of that mess.
  • Back on college, I found out after this past Fall semester (My Junior Year) that the University I’m going to is closing down the program I’m in and is only promising classes through the end of this year. So I’m considering taking summer classes and maybe even taking 21 credit hours this Fall 2014 semester so I can graduate this December. Which would require a lot of out-of-pocket expenses.
  • My office moved into a remodeled home due to flooding issues with the old office. It’s going to take a while to adjust because of the echo and the location.

2013 has been an interesting year if I had to answer. The part I hated the most about 2013 was just how much I slacked. I slacked on almost everything I could: on paying down my student loans, saving extra for anything, on school work, on my blogs, and even on my business work (I was 4 months behind on a project, if I had just done it I would have finished in two 40-hour weeks instead of only working an hour here, 30 minutes there, etc). So my only goal for 2014 is to not slack. Which to kick that off I’ve already started on my taxes even though I can’t finish till I get all the documents (like Scholarships, Investments, etc) in.

So here’s to seeing how 2014 will be. I’ll see where I stand in February once I get my credit card paid off and college paid for as to not skew the data. Here’s to also hoping I update this blog more frequently and that I stay out of debt and I stop over-using my credit cards.